You’ve Met Your Deductible…Now’s the Time to Take Advantage of Your Benefits!

As the end of 2021 approaches, you may have already met your health insurance deductible for the year. You can take advantage of your insurance before the deductible renews in 2022! 

  • Get nagging pain and mobility problems assessed
  • Address and treat problems before they become bigger issues
  • Learn methods to prevent and treat neck and back pain
  • Get relief for recurring muscle and/or joint pain
  • Learn proper form to prevent injury
  • Address vertigo, balance and dizziness
  • Learn stretches and exercises to prevent joint pain

What are deductibles and how do they work?

Deductibles are the money you’re required to pay out of pocket within a calendar year before your health insurance covers all or part of your healthcare services. For example, if your health insurance deductible is $2,500 and you pay $500 per month in prescription drug costs, you will meet your deductible in 5 months ($500 x 5 months = $2,500). After you’ve met your deductible, your insurance will likely cover all or most of any additional approved healthcare costs – sometimes fully, and sometimes with a small copay.

Remember that most copays can also be covered with funds from a Health Savings Account (HSA)! If you have questions about your insurance deductible and benefits, call one of our locations directly and we will assist in any way we can.

If you’ve met your deductible for the year, you have the opportunity to take advantage of health services you may have been putting off for financial reasons.

Have more questions about your insurance plan premium, deductibles and copays? This video from Consumer Reports can help break it down for you!

Additional information about PTSMC:

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If you would like to schedule an appointment at a PTSMC or PT For Life clinic, please submit your information below. A Patient Service Coordinator will contact you at your earliest convenience to find a time that works best for you!

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